IRS scam?

If you have been waiting patiently for your stimulus check, wait no more! While we have been led to believe the payment is automatic, it ain’t necessarily so.

If you haven’t already received a payment, log on to the IRS website ( – don’t trust this link, type it in yourself – it’s not hard) and click on “get my payment”. When I did that, the site informed me that I am eligible for the payment, but they couldn’t process it because they didn’t have my bank information. I have been filing electronically for 20 years and using the same bank account for that entire time. I filed 2019 taxes and received a refund to that account, so I know they have that information. Nevertheless, I filled out the form. They will ask for your social security number, date of birth, and address. Then they’ll ask for your bank routing number and account number.

Once you’ve done that, keep checking back. Eventually you will get a notice that includes the date they will deposit the funds. When that date comes, check your bank and check their site again. The date for my electronic funds transfer has come and gone, but no funds appeared in my bank. Going back to the IRS site, I now have a date that they plan to mail my check. There is no mention of what happened to the electronic funds transfer that was supposed to have occurred already. I won’t be holding my breath.

BREAKING NEWS: According to the Washington Post, if you don’t notify the IRS of your bank information by Wednesday, May 12 at noon, you could be waiting until June or July to (if you’re lucky: ed) get a check. (And, as noted above, notifying them is no guarantee of an electronic payment.)